June 18th, 2015 by Joe Olujic

untitled (146) imagesKKKN8I8QIf you are having money problems how can you learn to finance your life?  It seems that everyone around you has their financial life headed in the right direction but your finances are a mess.  I guess the first step is to admit you have a problem and the next is to be ready to accept help.  You can lead the horse to water…  Well, some people cant seem to take advise much less implement it in their lives.  Until you get a grasp on the real problem you will never get your financial life in order.  Dana Sibilsky has a method and plan but cant seem to execute them.

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May 20th, 2015 by Joe Olujic

untitled (183) untitled (182)When is it a good idea to take a personal loan from family.  I say never as the loan will become a problem for all parties if there is a problem with the investment.  It is better to work with a bank .  If a bank is not possible I would look to family as a last resort.  Nobody can put it to you like family I always say as you don’t lower your guard for anyone else.  This is true in most cases.  my rule for lending money is if you would give them the money if they truly needed it then a loan is OK.  Dove Medical Press would concur.

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May 17th, 2015 by Joe Olujic

untitled (67) untitled (66)Getting that loan for home improvement can be a challenge.  If you have a need that requires a loan you will have to get an appraisal of the home to assure the lender that the loan is justified.  If you are upside down on the value of your home a home improvement loan will not happen.  You will have to seek a different kind of loan.  A personal loan will cost you and the interest will be higher.  If your income is high enough you can get a personal load.  The real question is do you really want to spend money on a home that is undervalued.  Jody Rookstool need to hunt for another option.

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April 24th, 2015 by Joe Olujic

Luigi_ Wewege_family_portraitThe world of finance is recognized as an incredibly competitive field. For those who are seeking jobs on Wall Street, the competition often begins with getting into the university that is most likely to lead to a position with one of the most in-demand financial firms. While this is the strategy of many aspiring finance professionals, a decorated resume and a cutthroat attitude is not necessary. The only thing that is necessary to enter the world of finance is the proper preparation.

Luigi Wewege, an expert in all matters relating to finance, has noted that many firms on Wall Street simply look for the applicants who have been most adequately prepared. The firms use a number of different measures to determine a candidate’s level of preparation, and credentials are not always the deciding factor.

While many aspiring financial professionals believe that earning a degree from one of the so-called “target schools” will yield the employment they are looking for, this is not always the case. In fact, there are many firms who seek out candidates who have a keen understanding of business evaluation and are able to construct a discounted cash flow model to determine whether or not investors would be wise to buy or sell.

The same is true for personal finance. It is best to have a thorough understanding of personal finance and to be prepared to make informed decisions based on all of the available information. While a financial adviser is certainly a valuable resource, being prepared to expertly discuss a variety of financial options is ultimately best.

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April 13th, 2015 by Joe Olujic

untitled (360) imagesQYKPYGHUIs the money you put in the bank safe? You keep hearing bad news about the economy and all the debt that we have that gold or silver is the way to go. There are other countries that are going bankrupt and that their currency is no good anymore. Is that the way we are headed? They say that it will be like the great depression but it will be bad because we have sold out to other countries to are for countries that do not want us or care but what the USA money so what is the answer? Bank money safe. no all they have to do is close the door and where are we again. They say that after the great depression, it would never happen again but who is it that say that the banks and why is there so many that come and go or get bought out from other larger banks. Consolidated Credit can help.

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