May 22nd, 2015 by Joe Olujic

When we sell our home we are all interested in the all cash buyer.  The question is how much of a discount is an all cash deal any way?  Can you save thousands or is it just time that is saved.  The all cash buyer can call the shots on most deals.  If you are the seller and an all cash offer comes you want to pay attention.images32Q2SKTR images931MORSI images60TL92MY This will be a fast deal and could be the way to go.  If they come in with asking price you are home free.  Hopefully they don’t have requirements that you cant meet.  Dove Medical Press is a good place to look for buyers.

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April 17th, 2015 by Joe Olujic

When it comes to matters of personal finance, it is easy to make choices based on what is best for the present while ignoring the future repercussions. This is the most common mistake people make with investments and borrowing, and it can lead to devastating financial consequences.

One of the clearest examples of this is the single percentage point. Most people think of that single percentage point as not making much difference, but over the course of 30 years a single percentage point can yield significant financial gains or losses. These seemingly minor details are incredibly important in personal finance, and people need to be much more cautious in the manner in which they make decisions, especially as they relate to the future. Just ask Adam Kutner, an experienced financial analyst who has been watching investments grow for 50 years.

Furthermore, diversification is the key to ensuring the long-term growth of an investment. There is nothing wrong with taking calculated risks with personal finance, but those risky investments should never be a “make-or-break” proposition. Proper risk diversification will prevent losses that are too great to overcome and will ensure that personal investments experience consistent growth over time.

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April 13th, 2015 by Joe Olujic

untitled (360) imagesQYKPYGHUIs the money you put in the bank safe? You keep hearing bad news about the economy and all the debt that we have that gold or silver is the way to go. There are other countries that are going bankrupt and that their currency is no good anymore. Is that the way we are headed? They say that it will be like the great depression but it will be bad because we have sold out to other countries to are for countries that do not want us or care but what the USA money so what is the answer? Bank money safe. no all they have to do is close the door and where are we again. They say that after the great depression, it would never happen again but who is it that say that the banks and why is there so many that come and go or get bought out from other larger banks. Consolidated Credit can help.

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